As members of both the American Land Title Association (ALTA) and the Illinois Land Title Association (ILTA), the entire West State Title team prides itself on being the local title experts our customers need. In addition to our knowledge and experience, we also have invested in the tools and resources our customers need.

Illinois Escrow Professional (IEP) and Illinois Title Professional (ITP) are professional designations granted by the Illinois Land Title Association (ILTA). The designations granted by the ILTA to promote higher standards in the Title Industry through a commitment to ongoing education and training of association members. West State Title Company is proud to be a member of the Illinois Land Title Association and to support our staff in obtaining these professional designations.

Complete Closing Enterprise

Complete Closing Enterprise from RamQuest is the industry's leading software package. It enables us to take the entire process from the title insurance commitment production to issuance of the final policy. Additionally, it offers the opportunity for you to monitor the status of the closing documents as they are prepared in real time. Once you have an account, you can view, print and track the title production and closing process for any files that you are involved with. Email to set up your login and password today.

Paperless Closer

West State Title Company offers a paperless closer with Complete Closing Enterprise from RamQuest. Contact for more information and to set up your password.

Title FAQs

The West State Title team is here to work on your residential or commercial real estate transaction. While we are a proud West Central Illinois business, we are licensed to do work on any deal in the state of Illinois.
Title proves your right to own or use your property and establishes any limitations on those rights.
A title search is an early step in the homebuying process to uncover issues that could limit your rights to the property like a contractor’s lien on a property or a current mortgage, etc. We offer current owner and full title searches. If a title issue is discovered, West State Title will notify you promptly. After the sale of the property or refinance, West State Title can provide a title insurance policy insuring the loss or damage to the title.
If you’re buying a home, title insurance protects your property from certain future legal claims. The coverage lasts as long as you (or an heir) owns your home. There are two different types of title insurance: an owner’s policy and a lender’s policy.
  1. An owner’s policy is the best way to protect your property rights. It can be handled by the buyer or seller, and we can help you at West State Title.
  2. A lender’s policy is usually required by the lender and only protects the lender’s financial interests. The buyer typically pays for it as part of the real estate transaction, but we can help you through the process.
Your closing, sometimes called settlement, is the final step in executing the homebuying transaction. It is the process that allows the transfer of ownership to occur. Upon completion of the closing process, you get the keys to your home.